3-D Secure
3-D Secure (Verified by Visa and MasterCard SecureCode) is an extra security check in the payment process. The identification method is similar to what is utilised on cash dispensers and cash points.
It involves a personal code/password being used during a purchase so that the card issuer can verify the customer’s identity. With this technique the sales company obtains a payment guarantee and the card holder can be assured that their card is not used by unauthorised persons.
3-D Secure is only relevant for international credit and debit cards and thus has no influence on the execution of online Dankort transactions.
3-D Secure advantages
3-D Secure’s most obvious advantage is that internet shops are more secure with regard to card abuse. If a shop offers a payment solution that supports 3-D Secure, the card-issuing bank bears the full burden upon card abuse. This applies regardless of whether or not the card-issuing bank is connected to 3-D Secure or not (with some exceptions).
Ordering 3-D Secure
If you already have an acquirer agreement with one of DIBS acquirer partners, all you have to do is send an e-mail to support@dibs.dk stating that you wish to include 3-D Secure in your DIBS agreement.
If you do not have an acquirer agreement it is possible to order one by contacting DIBS sales division either via e-mail at salg@dibs.dk or by calling +45 70203077.
3D Secure is a general requirement for all acquirers.
More information
You can read more about 3-D Secure in the following links:
http://www.visaeu.com/acceptingvisa/verifiedbyvisa.html
http://www.mastercardmerchant.com/securecode/
If you have any questions regarding 3-D Secure you are welcome to contact us via e-mail at support@dibs.dk or by calling +45 70203077.
